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Delinquency and standard are both loan terms representing various quantities of the problem that is same lacking re re payments. Delinquency vs. Default: A Synopsis That loan becomes delinquent once you make re payments belated (even by 1 day) or miss a typical installment repayment or re payments. Financing switches into default—which may be the ultimate result of extensive payment delinquency—when the debtor does not keep pace with ongoing loan …

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